Health Care Choice Act
Folks, the Health Care industry needs help. We need to find a way to lower health care costs. As usual, the primary reason health care is so expensive is government. Government regulation forces insurers to cover things that people do not want or need, and therefore everyone pays more. For example, depending upon which state you live in, you might be forced to get insurance coverage for AIDS, mental health, and aromatherapy, even if you don't want it. That's wrong.
HR 2355 can change all that! This bill, which is strong opposed by special interests in the health care industry (who only want your money), would simply allow you to choose any health care you wanted, instead of what your state required. It absolutely doesn't interfere with state's rights, because it actually has to do with interstate commerce.
This bill would allow you to buy insurance coverage from an insurer in any state. Currently you can only buy insurance from companies that your state approves -- and your state may have literally hundreds of mandates, or requirements, that insurers must meet to sell insurance in your state.
For example, I don't want full health care coverage. I don't want every possible coverage for anything that could ever happen to me. Instead, I just want catastrophic coverage -- if I'm in a serious accident and hospitalized, I want that covered, but that's all. I don't want AIDS, aromatherapy, alcoholism, mental health, Viagra, and smoking cessation coverage -- but I cannot do that because the state will not let me. That's wrong.
Contact your legislators on this one. The bill has 68 cosponsors and it recently passed out of committee, but on a party-line vote. The special interests are really opposed to this one because it WILL make things cheaper for everyone and WILL take money out of their pockets -- please get out there and support this bill, we all need it.
Update: The above link isn't working. To see the bill text, go to Thomas.loc.gov and enter HR2355 in the search box -- it will take you to the bill.
Posted by: Ogre at
09:01 AM
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1
Your bill link is no longer valid.
I would be interested in reading that bill.
Posted by: Machelle at August 02, 2005 01:05 PM (ZAyoW)
Posted by: Ogre at August 02, 2005 01:25 PM (/k+l4)
3
I'm writing a paper on this policy but I'm still on the fence about whether or not I support it... it would be great to have less government involved but don't you think it may also encourage a "race to the bottom" for states to offer minimal coverage at the cheapest price??
Posted by: Yessi at November 01, 2005 08:11 PM (QcY+l)
4
Not at all!
If government gets out of the way, do you think that no insurance company will cover anything? If states offer minimal coverage for a low price, why is that a bad thing? I'd LOVE it! I cannot afford any insurance now because the companies are forced to cover crap *I* do not want. If they only provide me with insurance for things I want, that will be minimal coverage.
For example -- I want catostrophic insurance. In other words, I don't want anything covered except me going to the hospital as an inpatient for a serious injury, accident, or illness. I am at a pretty low risk for that category.
However, I cannot buy that insurance. Instead, I am FORCED to cover myself for AIDS, massage therapy, alcoholism, narcotics treatment, depression, and on and on and on! I don't want those coverages, why should I have to pay for them?
Will insurance companies perhaps start to not cover some things (like massage therapy)? Yes -- and that's the point. If there's NO market for something, why is the government forcing insurers to cover it? To FORCE me to bear the cost for treatments that are not financially feasible.
Posted by: Ogre at November 01, 2005 08:50 PM (7PCNv)
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