November 29, 2005

NC Government Employees

Word on the street is that government employee health care costs are high. If you're a government employee in North Carolina, you have NO IDEA how good you have it.

News reports claim that recently the insurance costs for government employees who want to insure their family have RISEN to a whopping $480 per month. Man, what a damn DEAL!

Seriously. I just checked with the people where I work. For an employee to add their family to the health insurance, it's $780 per month. I asked an employee of one of the big banks in Charlotte their costs -- $340 per paycheck (2x per mo) -- or $680 per month.

But the NC government, with so many damn (mostly not essential) employees, gets to force insurers into lower rates -- so at $480 a month, they are FAR below the private sector. If you're a NC government employee and you think you're getting screwed on health care costs -- try getting a real job and see what it costs you.

Oh, and when those of us in the private sector stop working? 0% coverage for the vast majority of us. When those in many areas of NC government stop working? Up to 100% coverage for life. Yeah, YOU'RE the ones getting the raw deal.

Posted by: Ogre at 10:07 AM | Comments (6) | Add Comment
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1 My Dad will agree with you on that but don't forget that all state employees are not paid their private sector equivalents. Although the retirement is quite nice.

Posted by: Arbitratorofall at November 29, 2005 12:14 PM (/k+l4)

2 I agree -- most are paid MORE when you consider all the benefits (and yes, massive retirement benefits).

Posted by: Ogre at November 29, 2005 12:18 PM (/k+l4)

3 GREAT SCOT! What the hell is going on in NC that their Health Care costs are THAT high.

Posted by: Contagion at November 29, 2005 01:54 PM (Q5WxB)

4 It's called state-mandated coverages that force insurers to only be allowed to sell acres of insurance if you want any.

Posted by: Ogre at November 29, 2005 02:00 PM (/k+l4)

5 There is a catch to that price though. If you have someone else on it it goes up $200 or $300. Also when it was underwritten by BlueCrap & BlueSh*t they would hardly cover anything.

Posted by: Arbitratorofall at November 29, 2005 02:52 PM (/k+l4)

6 Again, it's a sweet deal for state employees. $480 per month is the maximum cost for state employees who include their entire family! The $200 increase is from $180 or $280 -- the cost for a state employee to insure themselves. Other places of employment will typically add $400-$600 for covering families.

Posted by: Ogre at November 29, 2005 02:59 PM (/k+l4)

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