Can someone PLEASE explain to me why I have insurance? Why do I pay lots of money every year for flood insurance, homeowner's insurance, automobile insurance, life insurance, and medical insurance? I clearly have NO need to do so because the federal government will give me money if there's an accident.
, but the result is always the same. The government will, apparently, always come to the rescue -- but at MY EXPENSE! *I* am the one that gives government that money! I'm sick of it. I want my money back.
There is no longer any need for insurance in this country because the government will provide you with all your needs. Crap like this makes me want to just stop working and join the lazy bastards that sit around and demand government feed, clothe, and shelter them.
It's just plain wrong.
1
Indeed, when viewed in that light, the only thing that keeps any of us working and self-reliant is pride. There seems to be a pride shortage developing, though.
Posted by: Francis W. Porretto at October 14, 2005 09:39 AM (PzL/5)
2
And it's rather difficult -- as jealousy increases, the incentive to be productive decreases!
Posted by: Ogre at October 14, 2005 09:57 AM (/k+l4)
3
We were talking about the very same thing recently here. This is getting sickening. The gubment seems to be stating, we will cover you for any natural disaster. I guess if a tree falls on your house, the feds will handle that bill now right? Tighten your belt Ogre, we have some basements to pump out in New Hampshire now.
Posted by: tomslick at October 14, 2005 10:07 AM (xNjHI)
4
Hey -- there's a 4mph wind at my house and my dog fell over. I demand government assistance!
Posted by: Ogre at October 14, 2005 10:57 AM (/k+l4)
5
I don't mind feeding the hungry, providing assistance to those in need etc . . . See, a bit of compassion sneaking out, but when the government steps in during a natural disaster and says don't worry, we will finance you, I get angry. No one has stepped in for me when I couldn't pay my bills or didn't eat anything but Ramen noodles and 6 for $1.00 generic macaroni and cheese for four years. If I knew all I'd have to do was build a home in a flood plain or hurricane alley to get everything for free, daggonit I would have! Now, though, I don't have enough money to pay for my heating bill this winter so I'll have to build that flood prone home later!
Posted by: oddybobo at October 14, 2005 10:59 AM (6Gm0j)
6
No money for your heating bill? No problem. I'm sure that qualifies for government aid, too.
And I've lived off Ramen noodles, too. Good stuff, isn't it?
Posted by: Ogre at October 14, 2005 11:02 AM (/k+l4)
7
Nope, I "make" too much money! Ha! there is no such thing as too much money!
Posted by: oddybobo at October 14, 2005 11:16 AM (6Gm0j)
8
Well it goes even deeper than that. You see sometimes the government will pay if you have insurance sometimes it wont. However, there is not such thing as flood insurance. It is just not cost effective. Places flood (especially flood prone places) and lots of houses are destroyed, no insurance company is going to bet against a certainty. So the government created National Flood Insurance where people pay a fee to live somewhere stupid and then FEMA rebuilds there house again and again. That is not insurance (it is called insurance) but it is not because the government looses massive amounts of money on it. Real insurance would be at least self sustaining.
Posted by: Mindflame at October 14, 2005 11:24 AM (yAjnB)
9
You make too much, Oddy? Then you MUST give some to me. And if you don't, I'll send goons to take that money from you.
Well said, Mindflame, and you're dead right. No person in their right mind would provide insurance for beachfront property in south Florida...and that's why the government does.
What would happen if government didn't provide it? Gee, people would either build and learn to not build there, or they'd just not build there at all! And what's wrong with that?
Posted by: Ogre at October 14, 2005 11:57 AM (/k+l4)
10
Your goons can try but I have a .45 that says they won't succeed! Anyway, the gubment says I make too much, I didn't. In fact, they take most of it so in the end I make bubkiss!
Posted by: oddybobo at October 14, 2005 01:12 PM (6Gm0j)
11
My goons will be wearing badges of the US Gubment, so they get to take it...
And your check sounds like mine. I once got a signing bonus of $10,000. Know how much I took home? Less than $5,000.
Posted by: Ogre at October 14, 2005 01:22 PM (/k+l4)
12
Ugh. I lost what I typed and not going to do it again. Where was FEMA and "the" government when I needed some assistance last year? Ohh... yes, I didn't qualify except for their 'loan assistance' which was more expensive than getting a line of credit on my house. Sigh. And let's not talk about the generator reimbursement. Ugh.
Posted by: vw bug at October 14, 2005 04:24 PM (MNp8q)
13
I'm glad to know my tax dollars are being used so effectively in the government bureaucracy.
Posted by: Ogre at October 14, 2005 05:26 PM (iJFc9)
14
Mmmm... Ramen noodles.
Anyway, I recall that Andrew Carnegie once listed the insurance industry as one of the greatest things about America - the fact that they offered protection against risk.
If Gov't programs were eliminated, insurance companies would take up a lot of the slack.
What they wouldn't take up, though, is stupidity - like that flood insurance you mentioned.
Posted by: Harvey at October 15, 2005 06:37 PM (ubhj8)
15
Harvey, stop trying to insert common sense into this discussion. Common sense is the opposite of government programs...
Posted by: Ogre at October 15, 2005 06:41 PM (iJFc9)
16
I can't believe it, my co-worker just bought a car for $50223. Isn't that crazy!
Posted by: Betsy Markum at November 14, 2005 08:14 PM (9A38S)
Posted by: Ogre at November 14, 2005 10:06 PM (7PCNv)
Hide Comments
| Add Comment
